CRED: UPI, Credit Cards, Bills Icon

CRED: UPI, Credit Cards, Bills 5.5.3.4

By Dreamplug Technologies Private Limited • January 06, 2026
Finance Universal Native (Java/Kotlin) 220.43 MB
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File Information

Package Namecom.dreamplug.androidapp
Version Name5.5.3.4
Version Code50503004
ArchitectureUniversal
Min Android VersionAndroid 24 (API 35)
Main Activitycom.dreamplug.androidapp.SplashActivity
FrameworkNative (Java/Kotlin)
File Size220.43 MB
Signature (SHA1)89C680DDF3C096657C61976E14751A67164F64A5
File Hash (SHA256)e1292192184e5b6441c57c9d5c4b5ac02e9ab294bb29271fe731941a408dd7bf

What's New

Cleopatra lived closer in time to the iPhone's invention than to the construction of the pyramids.
turns out, time is shaped by perception as much as by science.
just ask our developers. weeks feel like hours and hours feel like minutes when they're perfecting an update for you.
here's the result: a sharper, faster, smoother version of CRED, ready to go down in history.

App Description

CRED is a members-only app for all payment experiences.

Trusted by over 1.4 crore+ creditworthy members, CRED rewards you for the payments & good financial decisions you make.

What payments can you make on CRED?

✔️ Pay credit card bills: Check credit information & manage credit cards without downloading multiple credit card apps.

✔️ Online payments: Pay via UPI or credit card when you checkout from brands like Swiggy & Myntra via CRED pay.

✔️ Offline payments: Scan QR codes & pay merchants; activate Tap to Pay for contactless payments.

✔️ Pay anyone: Send money to anyone through CRED, even if the recipient uses BHIM UPI, PhonePe, GPay or any other UPI app other than CRED.

✔️ Transfer money to bank: Send rent or education fees from your credit card.

✔️ UPI Auto Pay: Set up UPI autopay for recurring bills.

✔️ Pay bills: Pay utility bills, credit card bills, DTH bills, mobile recharge, house/office rent, and more. Get automatic bill payment reminders so you never miss a due.

What else can you do with a CRED membership?

→ Manage credit cards: Add and manage multiple credit cards on CRED for better control over your personal finance.

→ Check bank balance & credit score: Track your credit score report

→ View hidden charges: Automatically detect hidden charges on your credit cards & get alerted on duplicate transactions

→ Get smart statements: Keep track of how you use your credit card with smart statements

→ Earn rewards: Unlock exclusive perks & privileges, just for being a CRED member

Upgrade your lifestyle with CRED:

→ Curated shopping experience on CRED store

→ Curated stays & holiday packages on CRED escapes at special prices

→ Manage vehicles’ insurance, FASTag, PUCC, and more on CRED garage

→ Get pre-approved personal loans on CRED cash

Bills you can pay using credit card or UPI:

Rent: Pay your house rent, maintenance, office rental, security deposit, brokerage, etc.

Education: College fees, school fees, tuition fees, etc.

Telecom Bills: Recharge your Airtel, Vodafone, Vi, Jio, Tata Sky, DishTV, prepaid or postpaid connections, broadband, landline, cable TV, etc.

Utility Bills: Electricity bills, LPG cylinder, water bill, municipal tax, piped gas bill payment online, etc.

Other Bills like Fastag recharge, insurance premium, loan repayment, etc. can also be made through the CRED money sending app.

How to be a CRED member?

→ CRED is built to reward creditworthy individuals. To become a CRED member, you need a credit score of 750+.

→ The process is simple → Download CRED → Fill your name, mobile number & email ID → Get a free credit score report

→ If your credit score is 750+, you will get a prompt to verify credit card details

Manage your credit score with CRED:

▪️ Credit score is more than a number, it indicates your financial health

▪️ Keep a tab of your past scores and track your present one

▪️ See the factors affecting your CIBIL score with CRED

▪️ Make predictions based on the foresight & improve your CIBIL

▪️ Every credit information is encrypted, monitored and protected

Credit Cards supported on CRED:

[THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] Bank, SBI, [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA], [THIS BANK NAME WAS REMOVED TO COMPLY WITH DMCA] Bank, RBL Bank, Kotak Mahindra Bank, IndusInd Bank, IDFC First Bank, YES Bank, Bank of Baroda, AU SMALL FINANCE BANK, Federal Bank, Citi Bank, Standard Chartered Bank, SBM BANK INDIA LIMITED, DBS Bank, South Indian Bank, AMEX, HSBC Bank, all VISA, Mastercard, Rupay, Diners club, AMEX, Discover credit cards.

Lending partners on CRED:

IDFC First Bank Limited, Crédit Saison - Kisetsu Saison Finance (India) Private Limited, Liquiloans - NDX P2P Private Limited, Vivriti Capital Pvt Ltd, DBS Bank India Limited, Newtap Finance Pvt. Ltd.

Contact us

Have things on your mind? Don’t keep it to yourself. Contact us at

feedback@cred.club

.

Do a UPI money transfer, clear all your bills, improve your credit score & earn rewards with CRED. Download Now.
Download CRED: UPI, Credit Cards, Bills APK

Fast, free and safe download.

APK Permissions 36

  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.QUERY_ALL_PACKAGES
  • android.permission.READ_BASIC_PHONE_STATE
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.READ_PRIVILEGED_PHONE_STATE
  • android.permission.READ_SMS
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECEIVE_SMS
  • android.permission.RECORD_AUDIO
  • android.permission.SEND_SMS
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.android.launcher.permission.INSTALL_SHORTCUT
  • com.dreamplug.androidapp.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.truecaller.permission.sdk.internal.read_account_state
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: Dreamplug Technologies Private Limited

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