This is the universal build of Four | Buy Now, Pay Later 1.16.78. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.
File size: 22.6 MB • Min Android: 23 • Target Android: 35 • Version code: 1911678 • Framework: Native (Java/Kotlin) • Permissions: 18
File Information
| Package Name | com.paywithfour |
|---|---|
| Version Name | 1.16.78 |
| Version Code | 1911678 |
| Architecture | Universal |
| Min Android Version | Android 23 (API 35) |
| Main Activity | com.paywithfour.MainActivity |
| Framework | Native (Java/Kotlin) |
| File Size | 22.61 MB |
| Signature (SHA1) | 16517A0B0F9FA41BCEE1CA3E4CD9D401272070C4 |
| File Hash (SHA256) | cd3e819236298f79d06e54fe3a26e82cce57838b6693a73375658ff3b9c27ac1 |
What's New
Bug fixes and improvements
App Description
FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.
WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.
HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.
WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout
DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.
Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.
By using the Four app, you agree to Four’s User Agreement and Privacy Policy.
www.paywithfour.com/legal/user-agreement
www.paywithfour.com/legal/privacy-policy
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.
WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.
HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. SELECT FOUR AT CHECKOUT to split your purchase into 4 payments.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.
WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
Works with top online retailers for a seamless checkout
DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.
Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.
By using the Four app, you agree to Four’s User Agreement and Privacy Policy.
www.paywithfour.com/legal/user-agreement
www.paywithfour.com/legal/privacy-policy
Download Four | Buy Now, Pay Later APK
Fast, free and safe download.
APK Permissions 18
- android.permission.ACCESS_ADSERVICES_ATTRIBUTION
- android.permission.ACCESS_COARSE_LOCATION
- android.permission.ACCESS_FINE_LOCATION
- android.permission.ACCESS_NETWORK_STATE
- android.permission.CAMERA
- android.permission.FOREGROUND_SERVICE
- android.permission.INTERNET
- android.permission.POST_NOTIFICATIONS
- android.permission.READ_EXTERNAL_STORAGE
- android.permission.USE_BIOMETRIC
- android.permission.USE_FINGERPRINT
- android.permission.WAKE_LOCK
- android.permission.WRITE_EXTERNAL_STORAGE
- com.google.android.c2dm.permission.RECEIVE
- com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
- com.paywithfour.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
- com.samsung.android.mapsagent.permission.READ_APP_INFO
APK Verified
The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.
Frequently Asked Questions about Four | Buy Now, Pay Later APK
This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.
Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.
Android 23 (API level 35) or newer. Older devices will refuse the install.
Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.
All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.