This is the universal build of KOHO: Canada's Money App 2.71.0. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.
File size: 105.2 MB • Min Android: 24 • Target Android: 35 • Version code: 623595 • Framework: Native (Java/Kotlin) • Permissions: 28
Screenshots
File Information
| Package Name | ca.koho |
|---|---|
| Version Name | 2.71.0 |
| Version Code | 623595 |
| Architecture | Universal |
| Min Android Version | Android 24 (API 35) |
| Main Activity | ca.koho.MainActivity |
| Framework | Native (Java/Kotlin) |
| File Size | 105.16 MB |
| Signature (SHA1) | EAC9F01D990EC6EF2AF7ED25CFCBC309D18B4D0B |
| File Hash (SHA256) | 733e8de6fb4634610510756314d27f8580be9ef6ebbe355249883b2dbc8561c9 |
What's New
We’ve updated our referral program with improved visibility into your reward status, whether you’ve been referred to KOHO or you’re the one making the referral.
App Description
Make money progress with KOHO.
Join over 1.7 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch. With a prepaid Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO’s mission is to make managing money accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.
PERSONALIZED PLANS FOR EVERYONE
KOHO has curated three different plans to suit any sort of spending and saving, for ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO plans - Essential, Extra, and Everything.
EARN MORE, SPEND LESS
KOHO’s awesome cash back benefits mean you’ll be rewarded for everyday spending. Get up to 2% back on groceries, food, drink, and transportation and 0.5% cash back on all purchases.
GOODBYE, UNNECESSARY FEES
With KOHO, you'll never have to worry about e-transfer, ATM withdrawal, or hidden charges. We’re here to save you money — no more worrying about hefty bank fees.
BUILD YOUR CREDIT HISTORY
KOHO's Credit Building program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and build your credit history. A strong history can raise your scores.
EARN INTEREST ON EVERYTHING
Maximize your earnings with up to 4% high-interest savings. Watch your money grow and master your savings goals. Reliable, steady growth designed to meet savings goals.
SEND AN INTERNATIONAL MONEY TRANSFER
Send money abroad quickly and securely at competitive exchange rates. Whether you’re supporting family, paying for services, or making purchases overseas, you can transfer funds in just a few taps.
START SPENDING IN MINUTES
Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support or suggestions. No time like the present, right?
REFER & EARN
Share the love and earn $20 for each friend you refer to KOHO – they'll also get a $20 bonus to kickstart their financial journey!
PEACE OF MIND GUARANTEED
Partnering with Mastercard means your money is held securely. Protect yourself further by locking your card in-app and enjoy our zero-liability policy for unauthorized use.
As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post.
KOHO is a fintech company, not a bank. We partner with a variety of banks to deliver an outstanding financial product.
Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice. Try KOHO today and unlock your full financial potential!
KOHO
601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2
Join over 1.7 million Canadians who trust KOHO as the ultimate way to spend and save—no hidden fees, no fine print, no catch. With a prepaid Mastercard and innovative tools, we provide our users with the ability to earn, spend, borrow, build credit, and budget—all in one convenient app. KOHO’s mission is to make managing money accessible, engaging, and user-friendly, ensuring that everyone has the resources they need to take control of their financial future.
PERSONALIZED PLANS FOR EVERYONE
KOHO has curated three different plans to suit any sort of spending and saving, for ultimate flexibility and freedom with your money. Boost your cash back rewards, jumpstart your credit-building journey, or earn more interest with KOHO plans - Essential, Extra, and Everything.
EARN MORE, SPEND LESS
KOHO’s awesome cash back benefits mean you’ll be rewarded for everyday spending. Get up to 2% back on groceries, food, drink, and transportation and 0.5% cash back on all purchases.
GOODBYE, UNNECESSARY FEES
With KOHO, you'll never have to worry about e-transfer, ATM withdrawal, or hidden charges. We’re here to save you money — no more worrying about hefty bank fees.
BUILD YOUR CREDIT HISTORY
KOHO's Credit Building program helps you improve your credit history with minimal effort. Simply secure a line of credit, make timely repayments, and build your credit history. A strong history can raise your scores.
EARN INTEREST ON EVERYTHING
Maximize your earnings with up to 4% high-interest savings. Watch your money grow and master your savings goals. Reliable, steady growth designed to meet savings goals.
SEND AN INTERNATIONAL MONEY TRANSFER
Send money abroad quickly and securely at competitive exchange rates. Whether you’re supporting family, paying for services, or making purchases overseas, you can transfer funds in just a few taps.
START SPENDING IN MINUTES
Sign up quickly and receive a virtual card instantly. Use the app to pay bills, send Interac e-transfers, create savings goals, and chat with the KOHO team for support or suggestions. No time like the present, right?
REFER & EARN
Share the love and earn $20 for each friend you refer to KOHO – they'll also get a $20 bonus to kickstart their financial journey!
PEACE OF MIND GUARANTEED
Partnering with Mastercard means your money is held securely. Protect yourself further by locking your card in-app and enjoy our zero-liability policy for unauthorized use.
As featured in NASDAQ, Bloomberg, The Globe and Mail, CBC, Toronto Life, Yahoo Finance, and Financial Post.
KOHO is a fintech company, not a bank. We partner with a variety of banks to deliver an outstanding financial product.
Interest rates are per year, calculated daily, paid monthly, and can change at any time without notice. Try KOHO today and unlock your full financial potential!
KOHO
601 West Broadway, Suite 400, Vancouver BC, V5Z 4C2
Download KOHO: Canada's Money App APK
Fast, free and safe download.
APK Permissions 28
- android.permission.ACCESS_ADSERVICES_ATTRIBUTION
- android.permission.ACCESS_COARSE_LOCATION
- android.permission.ACCESS_FINE_LOCATION
- android.permission.ACCESS_NETWORK_STATE
- android.permission.ACCESS_WIFI_STATE
- android.permission.CAMERA
- android.permission.FOREGROUND_SERVICE
- android.permission.INTERNET
- android.permission.MODIFY_AUDIO_SETTINGS
- android.permission.NFC
- android.permission.POST_NOTIFICATIONS
- android.permission.READ_CONTACTS
- android.permission.READ_EXTERNAL_STORAGE
- android.permission.RECEIVE_BOOT_COMPLETED
- android.permission.RECORD_AUDIO
- android.permission.USE_BIOMETRIC
- android.permission.USE_FINGERPRINT
- android.permission.VIBRATE
- android.permission.WAKE_LOCK
- android.permission.WRITE_CONTACTS
- android.permission.WRITE_EXTERNAL_STORAGE
- ca.koho.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
- com.android.vending.CHECK_LICENSE
- com.google.android.c2dm.permission.RECEIVE
- com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- com.google.android.gms.permission.AD_ID
- com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
- com.samsung.android.mapsagent.permission.READ_APP_INFO
APK Verified
The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.
Frequently Asked Questions about KOHO: Canada's Money App APK
This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.
Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.
Android 24 (API level 35) or newer. Older devices will refuse the install.
Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.
All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.