Monese - A banking alternative Icon

Download Monese - A banking alternative APK 10.5.2.28793 Universal · Android 24+

By Monese Ltd • Updated June 06, 2026
Finance Universal Native (Java/Kotlin) 75.60 MB
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This is the universal build of Monese - A banking alternative 10.5.2.28793. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.

File size: 75.6 MB   •   Min Android: 24   •   Target Android: 35   •   Version code: 28793000   •   Framework: Native (Java/Kotlin)   •   Permissions: 35

File Information

Package Namecom.monese.monese.live
Version Name10.5.2.28793
Version Code28793000
ArchitectureUniversal
Min Android VersionAndroid 24 (API 35)
Main Activityio.xyb.features.settings.appearance.appicon.BlueLauncherAlias
FrameworkNative (Java/Kotlin)
File Size75.60 MB
Signature (SHA1)016F7C6624277C958A98DACC5EAD2B05FE9C85B3
File Hash (SHA256)a280a724c2bceb85c064a63d57caa650fc55148158e25594fe64a6cb9b615ef5

What's New

To get our app in tip-top shape, we’ve been busy making 24 bug fixes and improvements.

App Description

Monese is the banking alternative you’ve been waiting for.

We’re the money app that helps you budget smartly, spend wisely and switch between currencies in a flash.

Whether you need a GBP, EUR or RON account (or all 3!), you’ll be able to manage your money straight from your phone and enjoy the flexibility to live, work, travel, study and thrive wherever life takes you. We even have business accounts!

Join over 2 million people and open a Monese mobile money account today.

It’s simple, fuss-free and easy – so how does it work?

• Open a GBP, EUR or RON account, straight from your phone

• Easily switch between currencies and manage your money all in one place

• Get a contactless Mastercard debit card you can use globally – online, in-store or at ATMs

• Spend abroad with no extra fees on card spending and ATM withdrawals

• Quickly send and receive money locally and internationally in multiple currencies

• Create a virtual card and pay online or in-store for an extra layer of security

• Open a joint account to easily spend, share and save with a loved one, roommate or friend

With our feature-rich smartphone app, you’ll also get:

• Real-time notifications: Instant updates whenever you use your account

• A detailed spending overview: Full transparency around your transactions

• Savings pots: Put money aside for something special

• Google Pay: A fast, easy and secure way to pay with your Google Pay

• Automatic Direct Debits and recurring payments: the easy way to pay for things like mobile phone contracts, rent, or gym memberships

Plus, you can also:

• Build your credit score: Use Credit Builder to grow your credit history and savings at the same time (UK only)

• Link your PayPal account: Manage your PayPal balance and transactions from Monese, and add your Monese card to your PayPal wallet

• Enjoy state-of-the art security features: 3D Secure, card locking, strong encryption and biometric login

• Get instant account statements in PDF or XLS whenever you need

Enjoy the convenience of being able to send and receive money straight from your phone, get your salary paid in, set up Direct Debits and recurring payments, all while maintaining a complete overview of your earning, spending and saving. Withdraw cash from ATMs worldwide for free, within generous allowances, and add money to your account by bank transfer, debit card, or with cash at over 84,000 locations in the UK, Austria, Belgium, Bulgaria, France, Luxembourg, the Netherlands, Poland, Portugal or Spain.

You can open an account with us regardless of your citizenship or financial history, as long as you’re at least 18 years old and live in the European Economic Area (EEA).
Download Monese - A banking alternative APK

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APK Permissions 35

  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.BLUETOOTH
  • android.permission.BLUETOOTH_ADMIN
  • android.permission.BLUETOOTH_ADVERTISE
  • android.permission.BLUETOOTH_CONNECT
  • android.permission.BLUETOOTH_SCAN
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.FOREGROUND_SERVICE_DATA_SYNC
  • android.permission.INTERNET
  • android.permission.MODIFY_AUDIO_SETTINGS
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.android.vending.CHECK_LICENSE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.monese.monese.live.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.monese.monese.live.permission.MONESE
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: Monese Ltd

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Frequently Asked Questions about Monese - A banking alternative APK

This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 24 (API level 35) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.