This is the universal build of OnePay – Mobile Banking 4.50.4. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.
File size: 102.9 MB • Min Android: 24 • Target Android: 34 • Version code: 663 • Framework: React Native • Permissions: 27
Screenshots
File Information
| Package Name | com.onefinance.one |
|---|---|
| Version Name | 4.50.4 |
| Version Code | 663 |
| Architecture | Universal |
| Min Android Version | Android 24 (API 34) |
| Main Activity | com.onefinance.one.MainActivity |
| Framework | React Native |
| File Size | 102.86 MB |
| Signature (SHA1) | 3B8AFA2FADB0BCD5E239BE53CD6DADE568FA1E46 |
| File Hash (SHA256) | 177c2380077c1d239d28411a116bb619412f881829d4c087042b06b50e8dafb5 |
What's New
Bug fixes and performance improvements.
App Description
Pay, bank & build credit.
One is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The One Finance Mastercard® is issued by Coastal Community Bank pursuant to licensing by Mastercard® International Incorporated.
*As of 2/3/25. Cash back deal availability varies by customer. Cash back can be redeemed into a One Cash Account only. Cash Back Deal Program is subject to change at any time, without notice, in One's sole discretion. See terms at one.app/one-pay-terms.
†As of 2/3/25 Cash back can be earned through the Debit Rewards Program, which is subject to change at any time, without notice, in One's sole discretion. Individual offer details can be found in the One app. See terms at one.app/rewards-terms.
‡As of 2/3/25, but subject to change at any time, without notice, in One's sole discretion. To be eligible for 3% cash back, at the time of purchase, customers must (i) have received $500+ of Direct Deposits in the previous month, or (ii) have a total One Cash balance of $5,000+. This offer applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other One Cash offers for cash back at Walmart. See terms at one.app/rewards-terms
Δ3.75% annual percentage yield (APY) applies to the Savings balance of One Cash customers who either (i) received $500 or more of Direct Deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. 3.75% APY is also earned on Pay Autosave and ONE@Work Save balances without these deposit or balance requirements. In all instances, 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 12/20/2024, but may change at any time before or after account opening.
**With eligible direct deposits totaling at least $500 in the previous month. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by One.
ʌDirect deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
+Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. Credit Builder is available when you bank through One and have eligible direct deposits totaling at least $500 in the previous month. All Credit Builder Programs are subject to approval. OneProgress Services LLC, NMLS ID 2460509. See Licenses page on one.app for state disclosures.
One is not a credit repair service and does not remove negative credit history from your credit profile.
Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to contribute towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox.
±As of 2/3/25, but subject to change at any time, without notice, in One's sole discretion. Only available to consumers who initiate their account application through certain channels from 8/8/24-3/17/25. See one.app/10percent for details.
Tax refunds may be available up to 5 days in advance of the scheduled payment day, but access to funds depends on when the payer sends refund data.
© Copyright 2025 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement.
To see terms and conditions relating to One's products, visit
www.one.app/terms
.
P.O. BOX 513717
Los Angeles, CA 90051
One is a financial technology company, not a bank. Banking Services provided by Coastal Community Bank, Member FDIC. The One Finance Mastercard® is issued by Coastal Community Bank pursuant to licensing by Mastercard® International Incorporated.
*As of 2/3/25. Cash back deal availability varies by customer. Cash back can be redeemed into a One Cash Account only. Cash Back Deal Program is subject to change at any time, without notice, in One's sole discretion. See terms at one.app/one-pay-terms.
†As of 2/3/25 Cash back can be earned through the Debit Rewards Program, which is subject to change at any time, without notice, in One's sole discretion. Individual offer details can be found in the One app. See terms at one.app/rewards-terms.
‡As of 2/3/25, but subject to change at any time, without notice, in One's sole discretion. To be eligible for 3% cash back, at the time of purchase, customers must (i) have received $500+ of Direct Deposits in the previous month, or (ii) have a total One Cash balance of $5,000+. This offer applies to purchases at U.S. Walmart locations and on Walmart.com only and may not be combined with other One Cash offers for cash back at Walmart. See terms at one.app/rewards-terms
Δ3.75% annual percentage yield (APY) applies to the Savings balance of One Cash customers who either (i) received $500 or more of Direct Deposits in the previous month or (ii) have a total daily account balance of $5,000 or more. 3.75% APY is also earned on Pay Autosave and ONE@Work Save balances without these deposit or balance requirements. In all instances, 3.75% APY is limited to a total Savings balance of up to $250,000. All other Savings balances will earn 1.00% APY. APYs are as of 12/20/2024, but may change at any time before or after account opening.
**With eligible direct deposits totaling at least $500 in the previous month. Must be 18 or older to receive overdraft protection. Overdraft balance is due right away. Transactions eligible for overdraft protection are determined by One.
ʌDirect deposit may be available up to 2 days in advance, but depends on when your employer sends paycheck data.
+Use of the Credit Builder Program does not guarantee that your credit score will improve. Credit score improvement is dependent on your specific circumstances and a variety of factors, including your financial behavior. Failure to make monthly minimum payments on time may negatively impact your credit score. Credit Builder is available when you bank through One and have eligible direct deposits totaling at least $500 in the previous month. All Credit Builder Programs are subject to approval. OneProgress Services LLC, NMLS ID 2460509. See Licenses page on one.app for state disclosures.
One is not a credit repair service and does not remove negative credit history from your credit profile.
Based on a 12 month loan with $25 monthly payments and a 0% APR. You can choose how much you’d like to contribute towards your monthly payment, with a minimum of $1. If you choose an amount less than the full monthly payment, the remainder will be paid from the loan proceeds held in your Credit Builder lockbox.
±As of 2/3/25, but subject to change at any time, without notice, in One's sole discretion. Only available to consumers who initiate their account application through certain channels from 8/8/24-3/17/25. See one.app/10percent for details.
Tax refunds may be available up to 5 days in advance of the scheduled payment day, but access to funds depends on when the payer sends refund data.
© Copyright 2025 One Finance, Inc. All third party products, names, logos, and brands are the trademarks or registered trademarks and property of their respective owners. Use of them herein is for identification purposes only and does not imply any ownership, affiliation, or endorsement.
To see terms and conditions relating to One's products, visit
www.one.app/terms
.
P.O. BOX 513717
Los Angeles, CA 90051
Download OnePay – Mobile Banking APK
Fast, free and safe download.
APK Permissions 27
- android.permission.ACCESS_ADSERVICES_AD_ID
- android.permission.ACCESS_ADSERVICES_ATTRIBUTION
- android.permission.ACCESS_COARSE_LOCATION
- android.permission.ACCESS_FINE_LOCATION
- android.permission.ACCESS_NETWORK_STATE
- android.permission.ACCESS_WIFI_STATE
- android.permission.CAMERA
- android.permission.CHANGE_NETWORK_STATE
- android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
- android.permission.FLASHLIGHT
- android.permission.FOREGROUND_SERVICE
- android.permission.INTERNET
- android.permission.POST_NOTIFICATIONS
- android.permission.READ_CONTACTS
- android.permission.READ_EXTERNAL_STORAGE
- android.permission.RECEIVE_BOOT_COMPLETED
- android.permission.RECORD_AUDIO
- android.permission.USE_BIOMETRIC
- android.permission.USE_FINGERPRINT
- android.permission.VIBRATE
- android.permission.WAKE_LOCK
- android.permission.WRITE_EXTERNAL_STORAGE
- com.google.android.c2dm.permission.RECEIVE
- com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- com.google.android.gms.permission.AD_ID
- com.google.android.providers.gsf.permission.READ_GSERVICES
- com.onefinance.one.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
APK Verified
The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.
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Frequently Asked Questions about OnePay – Mobile Banking APK
This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.
Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.
Android 24 (API level 34) or newer. Older devices will refuse the install.
Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.
All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.