Download PalmPay - Smarter Way to Bank APK 6.14.0 Universal · Android 21+
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This is the universal build of PalmPay - Smarter Way to Bank 6.14.0. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.
File size: 34.4 MB • Min Android: 21 • Target Android: 35 • Version code: 709082040 • Framework: React Native • Permissions: 38
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File Information
| Package Name | com.transsnet.palmpay |
|---|---|
| Version Name | 6.14.0 |
| Version Code | 709082040 |
| Architecture | Universal |
| Min Android Version | Android 21 (API 35) |
| Main Activity | com.transsnet.palmpay.ui.activity.SplashActivity |
| Framework | React Native |
| File Size | 34.35 MB |
| Signature (SHA1) | 6D14B40B6E7D689F0A6D8FC932CAEE17AD56552E |
| File Hash (SHA256) | c7ca764835e97a300906514e657510250df77ae993c91b0a67f0fe90b2428d3d |
What's New
- Experience improvement and bug fixes.
App Description
PalmPay: Say yes to more!
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Get up to 50% discount on everyday Data Bundle Purchases.
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
-------------------------------------------------------------------------------------------------------------
PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.
1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.
2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent.
- Enjoy zero maintenance fee and zero SMS alerts fee.
- Accepted everywhere - usable at any POS, ATM, and online channel.
3.Data Bundle
- Get up to 50% Discount on Data Bundle Purchases every day.
- Exclusive Data Social Plan with MTN, and Airtel 6X Voice bundles.
4.Airtime
- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.
- Get up to N60 Cashback on your first 2 Airtime top-ups each day.
- Use Schedule Top-up to help you recharge automatically to avoid downtime. Keep your phone never running out of airtime.
5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.
6. Loan
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR from 36% to 300% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
-----------------------------------------------------------------------------------------------------------------
We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.
1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.
3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards.
4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
-----------------------------------------------------------------------------------------------------------------
Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email:
support@palmpay.com
3. Website:
palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos
To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay
- Trusted by millions of Nigerian users for seamless money transfers and payments.
- Enjoy seamless and unlimited Free Transfers to all banks.
- Easy to sign up with your phone number and get mind-blowing Rewards.
- Enjoy a FREE ATM card with zero maintenance fee.
- Get up to 50% discount on everyday Data Bundle Purchases.
- Invest flexibly and earn up to 40% year return with a diverse range of financial products including savings, mutual funds, and insurance!
- 24/7 Customer Support is always available for you.
-------------------------------------------------------------------------------------------------------------
PalmPay is an intuitive financial app with account opening, money transfer, and bill payments in one. PalmPay is worthy of your trust based on its safety and reliability. And it is fully licensed and regulated as a Mobile Money Operator by the Central Bank of Nigeria, insured by the NDIC, and trusted by millions of users.
With over 500 cooperation partners, PalmPay supports all scenarios you want to pay. You can get benefits in PalmPay APP, including amazing coupons, free transfer chances, cashback or discount on transaction, etc. Download, and join us now.
1. Transfer
- Unlimited Free Transfers to all banks.
- Instant transfer to over 500 financial institutions.
2.PalmPay ATM Card
- Apply via the app or obtain it instantly at a local card agent.
- Enjoy zero maintenance fee and zero SMS alerts fee.
- Accepted everywhere - usable at any POS, ATM, and online channel.
3.Data Bundle
- Get up to 50% Discount on Data Bundle Purchases every day.
- Exclusive Data Social Plan with MTN, and Airtel 6X Voice bundles.
4.Airtime
- Support 5 telecommunication operators, including MTN, Airtel, GLO, 9Mobile and Smile.
- Get up to N60 Cashback on your first 2 Airtime top-ups each day.
- Use Schedule Top-up to help you recharge automatically to avoid downtime. Keep your phone never running out of airtime.
5.Wealth
- Cashbox: a versatile savings wallet with an impressive annual interest rate of up to 20%.
- SmartEarn: offers an exceptional 22% annualized interest rate alongside 24/7 instant withdrawals, with no redemption fees.
6. Loan
- Repayment periods from 61 days to 6 months
- Loan amount from N2000 to N500000
- APR from 36% to 300% per annum
*For example; N1000 is given for 90 days loan term,
*Interest: N90(9%rate)
*Total amount payable: N1090
*Representative: 36%APR
-----------------------------------------------------------------------------------------------------------------
We take the security of your funds and data seriously. PalmPay uses the highest level of encryption to protect your personal and transaction information.
1. Insuring Your Money
Your deposits are safe! Every Deposit made on PalmPay is insured by the Nigeria Deposit Insurance Corporation (NDIC).
2. Transaction Screening
We screen all transactions using international databases as our proprietary systems to prevent money laundering and fraud.
3. Security Certifications
PalmPay is PCI DSS certified to secure transactions against data theft and fraud. We are recognized by NITDA and comply with the NDPR for meeting the highest information security standards.
4. Fraud Protection
In addition to automation, PalmPay’s teams work full time to intercept suspicious transactions, freeze suspected account and follow up on reports.
-----------------------------------------------------------------------------------------------------------------
Contact us
We are always excited to hear from you. For any feedback or concerns, reach us via:
1. Helpline: 018886888
2. Email:
support@palmpay.com
3. Website:
palmpay.com/
4. Address: 20 opebi rode ikeja, Lagos
To know more, find us on Facebook, Twitter, Instagram, and Telegram.
1. Twitter: @palmpay_ng
2. Facebook: @PalmPay Nigeria
3. Instagram: @palmpayapp_ng
4. TikTok: @palmpayapp
5. YouTube: @PalmPay
6. LinkedIn: PalmPay
Download PalmPay - Smarter Way to Bank APK
Fast, free and safe download.
APK Permissions 38
- android.permission.ACCESS_ADSERVICES_AD_ID
- android.permission.ACCESS_ADSERVICES_ATTRIBUTION
- android.permission.ACCESS_COARSE_LOCATION
- android.permission.ACCESS_NETWORK_STATE
- android.permission.ACCESS_WIFI_STATE
- android.permission.BLUETOOTH
- android.permission.BLUETOOTH_ADMIN
- android.permission.BLUETOOTH_ADVERTISE
- android.permission.BLUETOOTH_CONNECT
- android.permission.BLUETOOTH_SCAN
- android.permission.CALL_PHONE
- android.permission.CAMERA
- android.permission.CHANGE_WIFI_STATE
- android.permission.DETECT_SCREEN_CAPTURE
- android.permission.FLASHLIGHT
- android.permission.FOREGROUND_SERVICE
- android.permission.FOREGROUND_SERVICE_MEDIA_PLAYBACK
- android.permission.INTERNET
- android.permission.KILL_BACKGROUND_PROCESSES
- android.permission.POST_NOTIFICATIONS
- android.permission.READ_PHONE_STATE
- android.permission.RECEIVE_BOOT_COMPLETED
- android.permission.RECORD_AUDIO
- android.permission.SYSTEM_ALERT_WINDOW
- android.permission.USE_BIOMETRIC
- android.permission.USE_FINGERPRINT
- android.permission.VIBRATE
- android.permission.WAKE_LOCK
- com.google.android.c2dm.permission.RECEIVE
- com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- com.google.android.gms.permission.AD_ID
- com.google.android.providers.gsf.permission.READ_GSERVICES
- com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
- com.transsion.dataservice.permission.READ
- com.transsion.dataservice.permission.WRITE
- com.transsion.tpush.permission.READ_PROVIDER
- com.transsion.tpush.permission.WRITE_PROVIDER
- com.transsnet.palmpay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
APK Verified
The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.
Frequently Asked Questions about PalmPay - Smarter Way to Bank APK
This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.
Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.
Android 21 (API level 35) or newer. Older devices will refuse the install.
Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.
All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.