Perpay - Shop and Build Credit Icon

Download Perpay - Shop and Build Credit APK 3.4.0 Universal · Android 30+

By Perpay Inc. • Updated May 11, 2026
Finance Universal React Native 33.72 MB
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Verified Safe

This is the universal build of Perpay - Shop and Build Credit 3.4.0. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.

File size: 33.7 MB   •   Min Android: 30   •   Target Android: 35   •   Version code: 1757087338   •   Framework: React Native   •   Permissions: 33

File Information

Package Namecom.perpay.mobile
Version Name3.4.0
Version Code1757087338
ArchitectureUniversal
Min Android VersionAndroid 30 (API 35)
Main Activitycom.perpay.mobile.MainActivity
FrameworkReact Native
File Size33.72 MB
Signature (SHA1)87D0911CB31C21F16949C31BA5805618C804AE66
File Hash (SHA256)0cf483f30afe963521a81240f3308aa65b69268499001691581536cb0ca6b804

What's New

Improve app performance

App Description

Make your paycheck work harder for you with Perpay, a certified B Corp. Learn more:

prpy.co/b-corp

Get up to $1,000 to spend now. Build credit by paying it back automatically each time you get paid. No crazy fees or predatory interest.

SHOP THE PERPAY MARKETPLACE

Unlock $1,000 to shop top brands in electronics, home goods, apparel and more on the Perpay Marketplace. Pay over time with no interest or fees.

BUILD CREDIT WITH PERPAY+

Choose to have your Perpay Marketplace payment history reported to all 3 credit bureaus to build credit while you shop.

APPLY FOR THE PERPAY CREDIT CARD

Access up to a $1,000 credit line and 2% rewards³ with no impact to your credit score to apply¹, no security deposit and no annual fee².

The Perpay Credit Card is issued by Celtic Bank.

Perpay is a certified B Corp, which means that we are a part of the global movement for an inclusive, equitable, and regenerative economic system. B Corps are dedicated to using business as a force for good and meet high verified standards of social and environmental performance, transparency, and accountability to all of their stakeholders. Learn more:

prpy.co/b-corp

¹Applying for a Perpay Marketplace or Perpay Credit Card account will not affect your FICO® or Vantage® scores. However, we may obtain information from Clarity which may affect your credit profile with this alternative credit bureau.

²Annual fee: None. Monthly card servicing fee of $9. APR: the APR for the Perpay Credit Card can be found in the Cardholder Agreement:

perpay.com/legal/credit-card-agreement

³See our Rewards Agreement for more details on the Perpay Credit Card rewards program:

perpay.com/legal/credit-card-rewards-program

2400 Market Street, Suite 300, Philadelphia, PA. 19103
Download Perpay - Shop and Build Credit APK

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APK Permissions 33

  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.CAMERA
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_APP_BADGE
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.SYSTEM_ALERT_WINDOW
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.anddoes.launcher.permission.UPDATE_COUNT
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.htc.launcher.permission.READ_SETTINGS
  • com.htc.launcher.permission.UPDATE_SHORTCUT
  • com.huawei.android.launcher.permission.CHANGE_BADGE
  • com.huawei.android.launcher.permission.READ_SETTINGS
  • com.huawei.android.launcher.permission.WRITE_SETTINGS
  • com.majeur.launcher.permission.UPDATE_BADGE
  • com.oppo.launcher.permission.READ_SETTINGS
  • com.oppo.launcher.permission.WRITE_SETTINGS
  • com.perpay.mobile.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.sec.android.provider.badge.permission.READ
  • com.sec.android.provider.badge.permission.WRITE
  • com.sonyericsson.home.permission.BROADCAST_BADGE
  • com.sonymobile.home.permission.PROVIDER_INSERT_BADGE
  • me.everything.badger.permission.BADGE_COUNT_READ
  • me.everything.badger.permission.BADGE_COUNT_WRITE
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: Perpay Inc.

See All Versions View on Google Play

Frequently Asked Questions about Perpay - Shop and Build Credit APK

This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 30 (API level 35) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.