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Download Kredivo - Paylater & Pinjaman APK 3.59.2 arm64-v8a, armeabi-v7a · Android 23+

By PT Kredivo Finance Indonesia • Updated October 20, 2026
Finance arm64-v8a, armeabi-v7a Native (Java/Kotlin) 79.51 MB
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This is the arm64-v8a, armeabi-v7a build of Kredivo - Paylater & Pinjaman 3.59.2. Pick this build if your device's primary ABI matches.

File size: 79.5 MB   •   Min Android: 23   •   Target Android: 35   •   Version code: 903590272   •   Framework: Native (Java/Kotlin)   •   Permissions: 30

File Information

Package Namecom.finaccel.android
Version Name3.59.2
Version Code903590272
Architecturearm64-v8a, armeabi-v7a
Min Android VersionAndroid 23 (API 35)
Main Activitycom.finaccel.android.activity.KredivoActivity
FrameworkNative (Java/Kotlin)
File Size79.51 MB
Signature (SHA1)067F99FB6D047CBDB5F4CD2A63180750098C3644
File Hash (SHA256)407e540fe335aa5219c302ef82047a02aa617569f9e283aed1f0f33226ea68f9

What's New

Make sure you always get the best experience on Kredivo with this app update. Let’s update now!

App Description

Proofs that Kredivo is the most flexible payment:

- Product financing with installment payments: Pay later in 1 month and 3, 6, 12, 18 and 24-month installment

- Interest rate: 0% interest for pay in 30 days and 3 months installment, starting from 1.99% per month for 6, 12, 18 and 24 month installment (Premium account only) or a maximum annual rate of 41.51%

- Limit: maximum limit of up to IDR 50,000,000

- Simulation: If you choose a 12-month installment to pay a transaction worth IDR 2,000,000, Kredivo charges an interest rate of 1.99% per month. The monthly repayment amount is IDR 206,480 and the total repayment amount is IDR 2,477,760

Want to shop online or offline on installment but don't have a credit card?

Need quick loans for emergency situations?

Want to apply for credit but too many hassles or have been rejected before?

Luckily, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans from KrediFazz in one go.

Kredivo is a digital credit application that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few minutes. If approved, you can directly shop on installment using Kredivo in online and offline merchants such as Tokopedia, Shopee, Lazada, Indomaret, Alfamart, Tiket.com, Erafone, H&M, Electronic City, IKEA, McDonald's and 4000+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online or offline, no credit card needed and zero down payment by choosing Kredivo as a payment method at your favorite merchant. Want to book flight tickets? You can buy it now and pay later at Garuda Indonesia, Batik Air, Citilink and AirAsia. Want to buy furnitures? Fashion items? You can buy anything, anywhere with Kredivo.

You can also pay your utility bills, buy pulsa/data packages, gaming/streaming vouchers, and gasoline from the Kredivo app directly. Moreover, get quick cash advance from KrediFazz via Kredivo to cater your every need with 3, 6, and 12-month installments.

Kredivo #Sefleksibelitu, isn't it?

No wonder that Kredivo is the most flexible payment! There are 3 other reasons why you should use Kredivo:

◉ SIMPLER AND FASTER

You can just apply online by uploading your KTP via the Kredivo app, no salary slip required. After an approval process that takes minutes, you can buy your dream item on credit or get loans instantly from KrediFazz with no hassles.

◉ SAFE AND SECURE

Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo is also licensed and regulated by OJK, so its credibility is guaranteed!

◉ 0% INTEREST & WITHOUT DOWN PAYMENT

Kredivo offers one of the lowest interest rates in the market. Plus, there is no down payment charged for all Kredivo services.

For further details, read General Product and Service Information Summary (RIPLAY) at

www.kredivo.id

Have feedback for us? Email us at

support@kredivo.com

or call 0804-1-573348.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Customer service office address: Gedung FinAccel Lantai 3, Jl. Tomang Raya No.1, RT.2/RW.1, Jatipulo, Kecamatan Palmerah, Kota Jakarta Barat, Daerah Khusus Ibukota Jakarta 11430
Download Kredivo - Paylater & Pinjaman APK

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APK Permissions 30

  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_BACKGROUND_LOCATION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_COARSE_UPDATES
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.CHANGE_WIFI_STATE
  • android.permission.FOREGROUND_SERVICE
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.READ_PHONE_STATE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • com.android.vending.CHECK_LICENSE
  • com.finaccel.android.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
  • com.finaccel.android.permission.MIPUSH_RECEIVE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.samsung.android.mapsagent.permission.READ_APP_INFO
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: PT Kredivo Finance Indonesia

See All Versions View on Google Play

Frequently Asked Questions about Kredivo - Paylater & Pinjaman APK

This variant is built for devices that report `arm64-v8a, armeabi-v7a` as their primary ABI. If your device's CPU matches, this is the smallest, fastest version to install.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 23 (API level 35) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.