Step: All-In-One Money App Icon

Download Step: All-In-One Money App APK 25.7.0 Universal · Android 24+

By Step Mobile, Inc • Updated September 11, 2026
Finance Universal React Native 210.77 MB
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This is the universal build of Step: All-In-One Money App 25.7.0. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.

File size: 210.8 MB   •   Min Android: 24   •   Target Android: 34   •   Version code: 4196501   •   Framework: React Native   •   Permissions: 28

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File Information

Package Namecom.step.step
Version Name25.7.0
Version Code4196501
ArchitectureUniversal
Min Android VersionAndroid 24 (API 34)
Main Activitycom.step.MainActivityRegular
FrameworkReact Native
File Size210.77 MB
Signature (SHA1)3175A9CD5BA86EF04C952D74DDCB8F7897045C9F
File Hash (SHA256)16e5c84ebd11e4ab6d97f6d145bf5e1bf06e1272160d45c69c0f7ec85a031ab8

What's New

Step is your go-to free banking app to build credit, grow savings, and earn rewards. With Step Black, you can get up to 8% cashback, earn 4.00% on your FDIC-insured savings, and cash in on $500 in annual perks that let you do more for less. Step Black is now FREE with direct deposit. Step was named most innovative credit building app in 2024. This is the way banking, budgeting and finance should be.

App Description

Step is your free credit building app for young adults. Build credit, enjoy 4% savings & earn up to 8% cashback—start boosting your financial future.

Your go-to free banking app for better credit, better savings, and better rewards. You can get up to 8% cashback and build credit with Step Black and the Step Visa Card – with no risk of overdrafting. Plus, earn 4.00% on your FDIC-insured savings and cash in on $500 in annual perks that let you do more for less. Join over 5+ million people who trust Step to help them build credit. This is banking the way it should be.

¹Step is a financial services platform. Banking services provided by and the Step Visa card issued by Evolve Bank and Trust, member FDIC.
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APK Permissions 28

  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.DETECT_SCREEN_CAPTURE
  • android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
  • android.permission.FLASHLIGHT
  • android.permission.FOREGROUND_SERVICE
  • android.permission.HIGH_SAMPLING_RATE_SENSORS
  • android.permission.INTERNET
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.RECEIVE_BOOT_COMPLETED
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.step.step.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: Step Mobile, Inc

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Frequently Asked Questions about Step: All-In-One Money App APK

This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 24 (API level 34) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.