This is the universal build of WavePay APP by Wave Money 2.4.3. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.
File size: 95.0 MB • Min Android: 23 • Target Android: 35 • Version code: 1467 • Framework: Native (Java/Kotlin) • Permissions: 29
Screenshots
File Information
| Package Name | mm.com.wavemoney.wavepay |
|---|---|
| Version Name | 2.4.3 |
| Version Code | 1467 |
| Architecture | Universal |
| Min Android Version | Android 23 (API 35) |
| Main Activity | mm.com.wavemoney.wavepay.ui.view.MainActivity |
| Framework | Native (Java/Kotlin) |
| File Size | 94.97 MB |
| Signature (SHA1) | 575077FF4ED040420D7C30D71CC4BB704D0AD422 |
| File Hash (SHA256) | 2521745a54e1d62b8e783e7785b26ee55543e281cffe20b2af191068e0e88e9f |
What's New
An update designed to make your experience faster, smarter and more secure.
Smarter Inbox:
Your messages are now neatly categorized and clickable making it easier to find what matters.
Enhanced Cash In/Out:
A smoother, faster experience for cashing in and out via bank accounts, with fewer taps and improved UI/UX.
Secure PIN: Update
Enjoy a consistent and refreshed design when updating or changing your PIN.
Smarter Inbox:
Your messages are now neatly categorized and clickable making it easier to find what matters.
Enhanced Cash In/Out:
A smoother, faster experience for cashing in and out via bank accounts, with fewer taps and improved UI/UX.
Secure PIN: Update
Enjoy a consistent and refreshed design when updating or changing your PIN.
App Description
Fast, Easy and Safe Online payments - Myanmar's Leading Mobile Financial Service
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
• Send money to your family and friends using mobile number, including to those who are not on WavePay APP
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
• Top up or buy packs for your or your family and friends mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
• Additional security of 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
• Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using WavePay app
Book Hotels & Tickets for Bus, Flights
• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.
Contact Us
• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at
business@wavemoney.com.mm
or call our call-center
WavePay, Mobile wallet application by WaveMoney enabling the inclusion of all users into the digital payment ecosystem, riding on the largest network of ~60,000 agents and 200,000+ merchants. WavePay is one stop solution for all your payment needs:
• Send money to your family and friends using mobile number, including to those who are not on WavePay APP
• Scan QR code and make instant payments at grocery stores, medical shops, electronic shops, restaurants etc.
• Top up or buy packs for your or your family and friends mobile.
• Pay your bills easily – Internet, Solar, Insurance, MFI loans etc.
• Link your bank or MPU cards and easily transfer funds in and out of the wallet easily.
Safe and Secure payments
• Protected with “One Wallet, One Device” (1W1D) feature that enables access of your account from only 1 device at any point of time, keeping your WavePay account safe & secure.
• Set your PIN, which is a 4-digit number, it’s mandatory to set the PIN while creating your account and authorize all transactions using your PIN
• Additional security of 6-digit secret code for money transfer to people who are not on WavePay app. Money can be easily collected at the nearest WaveMoney agent shop by providing transaction ID and 6-digit secret code
Easy Cash-in and Cash-out services
• Easily Cash-in or Cash-out at your near Wave agent shops; more than 60,000 agents across the country are at your service all the time
• Link your bank accounts from our partner banks or any e-commerce enabled MPU cards for easily moving funds in and out of the wallet
Easy Airtime top up and bill payments.
• Top up or buy packs for your mobile and always stay connected with your loved ones. You can top up to any operator mobile number – ATOM, MPT, Ooredoo
• Make your internet bill payments across 30+ providers including ATOM, Ooredoo, Myanmar Net, 5BB, Fortune, Mahar Net, WeLink, Myanmar APN etc.
• Make your loan repayments across 40+ partners including – Aeon, Rent2Own, Early Dawn, Yoma Bank, Mahar Bawga,, Advans, Alliance, VisionFund etc.
• Make your Insurance payments of Prudential, Manulife, Capital Taiyo, Young Insurance, KBZ MS General Insurance etc
• Make your Solar bill payments of OV Solar, Solar Home, Sun King Solar
• Make your healthcare and telehealth service payments of PunHlaing Hospitals, MyanCare, myDoctor, Health4U, T-Fitness etc.
Fast and reliable payments at Online stores
• Make your online shopping payments at Shop.com.mm, OwayFresh and many other trusted partners instantly using WavePay and avoid worries about cash on delivery.
• Order your favorite food or groceries on FoodPanda and pay using WavePay app
Book Hotels & Tickets for Bus, Flights
• Domestic or international; One-way or Round trip – Book your flight tickets on FlyMya, AirKBZ etc and make payments with your WavePay wallet.
• Book online bus tickets - MMBus Ticket, Oway, AungSan, AungMinGalar, Mandalay Gate. Check seat availability & get real-time updates.
• Book hotels before you travel – Memories Hotel, Memories Travel, Balloons Over Myanmar, etc.
• Make hassle free payments for your groceries, medicines, electronics, clothing purchases by scanning Wave QR at 200,000+ merchants.
Contact Us
• WaveMoney Call Centre is available every day 8AM-10PM to provide any assistance. Call 900 from ATOM Numbers (free) or 097900090000 for other operator numbers
To become a business partner, agent? E-mail us at
business@wavemoney.com.mm
or call our call-center
Download WavePay APP by Wave Money APK
Fast, free and safe download.
APK Permissions 29
- android.permission.ACCESS_ADSERVICES_AD_ID
- android.permission.ACCESS_ADSERVICES_ATTRIBUTION
- android.permission.ACCESS_COARSE_LOCATION
- android.permission.ACCESS_FINE_LOCATION
- android.permission.ACCESS_NETWORK_STATE
- android.permission.ACCESS_WIFI_STATE
- android.permission.CALL_PHONE
- android.permission.CAMERA
- android.permission.CHANGE_NETWORK_STATE
- android.permission.FOREGROUND_SERVICE
- android.permission.GET_TASKS
- android.permission.INTERNET
- android.permission.PACKAGE_USAGE_STATS
- android.permission.POST_NOTIFICATIONS
- android.permission.QUERY_ALL_PACKAGES
- android.permission.READ_CONTACTS
- android.permission.READ_EXTERNAL_STORAGE
- android.permission.RECEIVE_BOOT_COMPLETED
- android.permission.USE_BIOMETRIC
- android.permission.USE_FINGERPRINT
- android.permission.VIBRATE
- android.permission.WAKE_LOCK
- android.permission.WRITE_CONTACTS
- android.permission.WRITE_EXTERNAL_STORAGE
- com.google.android.c2dm.permission.RECEIVE
- com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
- com.google.android.gms.permission.AD_ID
- com.google.android.providers.gsf.permission.READ_GSERVICES
- mm.com.wavemoney.wavepay.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
APK Verified
The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.
Frequently Asked Questions about WavePay APP by Wave Money APK
This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.
Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.
Android 23 (API level 35) or newer. Older devices will refuse the install.
Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.
All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.