Mi Pay Icon

Download Mi Pay APK 2.15.1 arm64-v8a, armeabi-v7a, x86, x86_64 · Android 21+

By Xiaomi MIUI • Updated June 08, 2026
Finance arm64-v8a, armeabi-v7a, x86, x86_64 Native (Java/Kotlin) 7.96 MB
Download APK
Verified Safe

This is the arm64-v8a, armeabi-v7a, x86, x86_64 build of Mi Pay 2.15.1. Pick this build if your device's primary ABI matches.

File size: 8.0 MB   •   Min Android: 21   •   Target Android: 29   •   Version code: 2015001   •   Framework: Native (Java/Kotlin)   •   Permissions: 26

File Information

Package Namecom.mipay.wallet.in
Version Name2.15.1
Version Code2015001
Architecturearm64-v8a, armeabi-v7a, x86, x86_64
Min Android VersionAndroid 21 (API 29)
Main Activitycom.mipay.home.ui.SplashActivity
FrameworkNative (Java/Kotlin)
File Size7.96 MB
Signature (SHA1)D4A6B7C2FCABA01639FD10133C479F08EF27DCE1
File Hash (SHA256)4e609cd11157141613b2924481a645da626d648abe167587a0ab08c5bf83fe27

App Description

From version

2.0.11

:

Mi Pay – Payments for Everyone / Let Mi Pay

Confused with multiple UPI apps? Mi Pay is here to solve your problem by integrating UPI money transfers, recharges and bill payments in your MI phones

About Mi Pay

Mi Pay is a revolutionary payment technology that is deeply integrated in your Mi Phones, Mi Pay is an interoperable, secure, faster and a reliable UPI app (Unified Payments Interface) developed by Xiaomi Technology and is preloaded in all Mi Phones. Mi Pay allows users to quickly transfer money between your friends & family, Pay to any store or merchants accepting UPI and allows you to recharge and pay your utility bills.

Features & Benefits of Mi Pay

MI Pay offers the following features to its users:

• No need to download any UPI app

• Link and access your bank account of any UPI enabled bank on Mi Pay

• Pay from the contacts, Scanner, app vault screen & SMSs

• Send or Request money from your friends & family simply by their UPI ID or account number

• Recharge your mobile for all major operators

• Pay for your postpaid mobile, landline, broadband & DTH

• Pay for utility services (Water, Gas, Electricity)

• Pay for goods or services at any shop or merchant that accept UPI payments

• Generate & Change the UPI PIN for your bank account

• Check the balance of your linked bank account

• Pay by scanning any UPI or Bharat QR codes

• Generate personal static/dynamic QR code for receiving payment from other UPI users

• Check transaction history

Important points to remember

• You should Sign in / Sign up into MI Account

• Mobile number of the user should be registered with the selected bank for using UPI

• User should have a valid debit card to set UPI PIN

• User should keep Debit Card/Credit Card / Netbanking / UPI PIN handy during the selected payment mechanism

From where you can access Mi Pay

Mi Pay can be accessed from the following touch points:

• Settings >> Mi Pay Account

• Contacts >> Select any Mi Pay Enabled Contact

• SMS >> Select any Mi Pay Enabled Contact & Select Transfer money

• Scanner app >> Scan any UPI QR >> Select Mi Pay as a payment option

• Shortcut on app vault page

• Download MiPay from Mi Apps

Transaction Limits

The amount of money that can be transferred per day per transaction is limited to Rs. 1,00,000 (Rupees One Lakh) defined by NPCI and also depends on the individual banks.

Banks Enabled on Mi Pay:

Visit

www.npci.org.in/bhim-live-members

to check the banks enabled on UPI

Fees

Xiaomi reserves the right to introduce any fees or charges in the future. Please check with your bank for any transaction charges that may be applicable for transactions done through UPI using MI Pay. MI Pay will not notify users on any change or introduction of fees by respective banks or NPCI.

ICICI Bank’s Terms

MI Pay is offered by Xiaomi in association with ICICI Bank. Therefore, you will also be bound by the terms and conditions of ICICI Bank, available at

www.icicibank.com/terms-condition/unified-payment-interface-tnc.page

.

Contact us

You can contact us when you meet any problem of MI Pay.

There are two ways to contact us:

1. Call us: 1800 103 6286 (Service hours: 09:00 -21:00)

2. Email us:

service.in@xiaomi.com
Download Mi Pay APK

Fast, free and safe download.

APK Permissions 26

  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.AUTHENTICATE_ACCOUNTS
  • android.permission.CAMERA
  • android.permission.CHANGE_NETWORK_STATE
  • android.permission.GET_ACCOUNTS
  • android.permission.GET_TASKS
  • android.permission.INTERNET
  • android.permission.MANAGE_ACCOUNTS
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_STATE
  • android.permission.READ_SMS
  • android.permission.RECEIVE_SMS
  • android.permission.REQUEST_INSTALL_PACKAGES
  • android.permission.SEND_SMS
  • android.permission.USE_CREDENTIALS
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.mipay.wallet.in.permission.MIPUSH_RECEIVE
  • com.xiaomi.market.sdk.UPDATE
  • com.xiaomi.passport.permission.PASSPORT_UI_CONTROLLER_SERVICE
  • com.xiaomi.permission.CLOUD_MANAGER
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Developer

Name: Xiaomi MIUI

See All Versions View on Google Play
More by Xiaomi MIUI

Frequently Asked Questions about Mi Pay APK

This variant is built for devices that report `arm64-v8a, armeabi-v7a, x86, x86_64` as their primary ABI. If your device's CPU matches, this is the smallest, fastest version to install.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 21 (API level 29) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.