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Download ZEN.COM for peaceful payments APK 1.131.1 Universal · Android 24+

By ZEN.COM • Updated April 30, 2026
Finance Universal Native (Java/Kotlin) 192.00 MB
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This is the universal build of ZEN.COM for peaceful payments 1.131.1. It contains native libraries for every CPU architecture (arm64-v8a, armeabi-v7a, x86, x86_64), so it installs on any Android device. The trade-off is size — it's larger than per-architecture variants. Pick this one if you're unsure which CPU your phone has, or if you plan to share the APK with multiple devices.

File size: 192.0 MB   •   Min Android: 24   •   Target Android: 35   •   Version code: 29291852   •   Framework: Native (Java/Kotlin)   •   Permissions: 31

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File Information

Package Namecom.zen.application
Version Name1.131.1
Version Code29291852
ArchitectureUniversal
Min Android VersionAndroid 24 (API 35)
Main Activitycom.zen.entrypoint.presentation.EntryPointActivity
FrameworkNative (Java/Kotlin)
File Size192.00 MB
Signature (SHA1)ADBFD54B900E36496883641BA972FB42AB514CBC
File Hash (SHA256)a7d69420d60804c689bd2de3cd5c3f7fa5275bde913ebdf79ef37b8f0c6baa1e

What's New

Thanks to this update, our app will now automatically suggest for which payments from your history you can use a Stone from the Reward Zone! Pay with your ZEN Pro Card, earn Shards, and combine them into Stones to gain rewards.

App Description

Make your payments more ZEN.

Setting up the ZEN account means the end of chaos in your personal finances – you will have total control over your shopping expenses and payments. With it, everyday life will be simply easier – challenges such as processing online costs in different currencies or managing refunds will no longer trouble you. ZEN will allow you to deal with them swiftly and calmly.

There are many benefits to ZEN account, and you will certainly appreciate:

One account with many currencies

ZEN can be found and used just with your mobile device. Thanks to its own IBAN it will serve just like a regular bank account. Feel free to collect various currencies and use them whenever you want, completely free.

1-year warranty extension

Boost the manufacturer’s product warranty – it will be a year longer when you pay with your ZEN card. No paperwork, no additional procedures – ZEN app has everything you will need.

Zen Care – Shopping Protection

The ordered product is broken on arrival or has other faults? ZEN Care will allow you to request a refund and get the money back as quickly as possible, wired directly to your account.

Instant cashback

You will get up to 15% of what you spend back when using special cashback links – after your ZEN Mastercard® checkout, you will find your account balance pleasantly higher.

ZEN shopping Mastercard

ZEN account will help you manage any online purchases and finances with physical and virtual cards.

Online shopping with no extra costs

Your online purchases will no longer be associated with steep transaction fees just because you do not use your local currency. ZEN will make sure that the price that you will see is the price you are going to pay, one-to-one. Additionally, ATM withdrawals in different currencies will be free too according to your plan.

Feel the spirit of ZEN - choose freely between free & paid plans and adjust them to your needs.

Find out more about ZEN at:

www.zen.com/
Download ZEN.COM for peaceful payments APK

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APK Permissions 31

  • android.permission.ACCESS_ADSERVICES_AD_ID
  • android.permission.ACCESS_ADSERVICES_ATTRIBUTION
  • android.permission.ACCESS_COARSE_LOCATION
  • android.permission.ACCESS_DOWNLOAD_MANAGER
  • android.permission.ACCESS_FINE_LOCATION
  • android.permission.ACCESS_NETWORK_STATE
  • android.permission.ACCESS_WIFI_STATE
  • android.permission.CAMERA
  • android.permission.DOWNLOAD_WITHOUT_NOTIFICATION
  • android.permission.FLASHLIGHT
  • android.permission.FOREGROUND_SERVICE
  • android.permission.FOREGROUND_SERVICE_DATA_SYNC
  • android.permission.INTERNET
  • android.permission.NFC
  • android.permission.POST_NOTIFICATIONS
  • android.permission.READ_CONTACTS
  • android.permission.READ_EXTERNAL_STORAGE
  • android.permission.READ_PHONE_NUMBERS
  • android.permission.READ_PHONE_STATE
  • android.permission.RECORD_AUDIO
  • android.permission.USE_BIOMETRIC
  • android.permission.USE_FINGERPRINT
  • android.permission.VIBRATE
  • android.permission.WAKE_LOCK
  • android.permission.WRITE_EXTERNAL_STORAGE
  • com.google.android.c2dm.permission.RECEIVE
  • com.google.android.finsky.permission.BIND_GET_INSTALL_REFERRER_SERVICE
  • com.google.android.gms.permission.AD_ID
  • com.google.android.providers.gsf.permission.READ_GSERVICES
  • com.huawei.appmarket.service.commondata.permission.GET_COMMON_DATA
  • com.zen.application.DYNAMIC_RECEIVER_NOT_EXPORTED_PERMISSION
APK Verified

The cryptographic signature guarantees that the file is safe to install and was not tampered with in any way.

Frequently Asked Questions about ZEN.COM for peaceful payments APK

This is the universal variant — a single APK that contains native libraries for every CPU architecture. It installs on any Android device but is larger than per-architecture variants.

Yes — the APK's signature has been cryptographically verified against the publisher's signing key. The SHA-256 hash is shown in the File Information panel so you can independently confirm the file matches the original release.

Android 24 (API level 35) or newer. Older devices will refuse the install.

Install a free app like 'CPU-Z' or 'Droid Hardware Info' from the Play Store and look at the ABI / Instruction Set row. Most phones made after 2017 are arm64-v8a; if in doubt, download the universal variant.

All variants are functionally identical — same features, same version. They differ only in which CPU architectures the native code is compiled for, and (sometimes) which screen densities the included graphics target. Pick the one that matches your device for the smallest install size, or pick 'Universal' if you're unsure.